We help companies build and launch Embedded Banking Solution
PayGears is an embedded banking software platform that enables companies to launch fully compliant financial products through a single feature-rich Banking-as-a-Service API.
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Solutions
Banking Solutions For Every Need
Deliver your service faster, more profitably and ensure a superior customer experience
Embedded Finance
Integrate custom-built, API driven, financial services in record time to drive revenue growth and attract new customers.
Payments
With multiple payment rails and detailed tracking, PayGears APIs offer businesses quicker and more affordable ways to send and receive money.
NeoBanks
PayGear’s flexible APIs and robust SDK is a next-generation, all-in-one digital banking platform enabling you to launch a NeoBank in weeks, not months.
Merchant Services
Leverage Paygear's powerful APIs and software for smooth payment acceptance and seamless money transfers.
Open Banking API
Don’t spend time building your own banking infrastructure, instead let PayGears white label API to power your business and help you achieve faster time-to-market.
Products
A fully integrated suite of Banking Products
PayGears API provides the flexibility to integrate any single product or the entire suite of our offerings, customizing to your specific needs.
ACH
Originate ACH credits and debits with an API or file upload.
Bill Pay
Electronic consumer bill payments via MasterCard RPPS.
Wire
Send/receive funds to any account through FedWire via API.
Checks
Send physical or digital checks and make instant remote deposits.
Card Push/Pull
Real-time account-to-account payments powered by card networks.
RTP (coming soon)
Safe and efficient instant payment services through FedNow.
Checking
Create interest-earning FDIC-insured deposit accounts for individuals or businesses with features that support cards, money movement, bill pay, cash advances, ATMs, and more.Our platform offers real-time KYC (Know Your Customer) and KYB (Know Your Business) verifications, streamlining the process for an effortless and swift onboarding experience.
Debit
Offer debit cards linked to demand deposit agreements, facilitating payments based on a 'good funds' model.
Prepaid
Provide branded, reloadable, and non-reloadable prepaid cards, complete with integrated compliance and fraud prevention features.
Credit
Issue secured or unsecured credit cards to individuals or businesses with personalized rewards experience.
Virtual
Instantly provision virtual debit, credit, or pre-paid cards to cardholders' digital wallets. All cards are tokenized for PCI compliance.
With Paygears Clients Get
Sandbox
Access to API library rapid development environment
Single-Tenancy
Benefit from greater flexibility, security and performance
Robust DevTools
APIs, SDK, white label apps, and other elements to fast-track development
Seamless Integrations
Leverage ready-made integrations to enhance and expand your capabilities.
ampliFi: Digital Banking Platform
connectFi: Open Banking Gateway API
A versatile digital banking platform equipped to run mobile, web, and voice/chat applications.
A comprehensive, customizable platform offering the full spectrum of functionalities essential for Banking-as-a-Service.
Configurable
Institutions can rapidly develop or enhance solutions using mobile SDKs, incorporating proven, pre-built features to configure personalized products.
High Throughput
Large scale at low latency. Automatically scales up and down as the load changes.
Seamless
Businesses can create seamless, secure flow from onboarding to banking to financial management, as well as seamlessly embed banking into their applications.
Single Tenant
Clients independently select and lock onto their preferred connectFi version, ensuring load handling autonomy. Version upgrades occur at their chosen pace.
Fast go to market
A complete out-of-the-box system to go into production extremely fast. Even with customizations, going to market only takes a fraction of the time when compared to other options.
Top-notch Security
Designed with comprehensive security through ACID principles: encryption, atomicity, consistency, isolation, and durability.
PayGears Advantage
PayGears Advantage
Ready-Built APIs and Tools to Deliver Embedded Experiences
All the benefits at a fraction of the cost
Simplify deployment and eliminate the need for additional resources in developing and maintaining your Open Banking API and partner ecosystems.
Complete Toolbox
A comprehensive suite of feature-rich APIs, developer tools, SDKs, white-label apps, and out-of-the-box management dashboards to power BaaS or digital banking offerings.
Truly modular
Microservices infrastructure makes our software platform modular and highly flexible, enabling seamless customizations, integrations, and extensions.
Developers
It's time to build
We’ve simplified integration by building a RESTful JSON API. Deploying your financial products can be fast and simple with PayGear’s powerful APIs, Dashboard, SDKs, and white-label UI.
Read the documentation
Ready to get started?
Contact us to start developing your product and turning your vision into reality.