Bank Accounts

Effortless Onboarding

KYC/KYB via an API call

FDIC Insured

$250,000 per depositor for eligible accounts

Built-in Compliance

BSA/AML regulatory support with Transaction Monitoring

Create customizable and scalable bank accounts in one API call

PayGears makes it simple to create as many accounts per customer as you need to support your business use case.

Each account receives a unique account number, can be managed separately, and designed in a way so it qualifies for FDIC insurance through our banking partner.

Built-in compliance capabilities and regulatory support

PayGears compliance API based solutions enable real-time KYC and KYB verification creating an effortless customer on-boarding.

Our BSA/AML experts are here to help you to develop policies, agreements, acknowledgments, etc. to keep your operations compliant and safe.

Dedicated FBO Account

PayGears assigns a unique FBO account for every client, ensuring your customer's funds remain distinct and separate from others.

FBO accounts allows companies to manage funds on behalf or for the benefit of one or more their customers without assuming legal ownership of the account that require a license.

A fully integrated suite of Banking Products

ACH

Originate ACH credits and debits with a single API request.

Wire

Transfer funds immediately to any bank account through FedWire via API.

Bill Pay

Frictionless, high-quality bill payments on the largest biller network

Checks

Send physical or digital checks and make instant remote deposits.

Card Push/Pull

Initiate real-time card payment transactions such as “push”, “pull” via API call.

Bank Accounts

FDIC-insured deposit accounts for individuals or businesses.

Card Issuing

Build a customized card program on the network of your choice.